:root{--ink:#29251f;--muted:#70685d;--paper:#fbf8f1;--card:#fffdf8;--gold:#a77a2d;--gold2:#d8bd7b;--line:#e8dfcf;--deep:#433726;--sage:#69725e}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.7}
a{color:var(--deep);text-decoration-color:var(--gold2);text-underline-offset:3px}.wrap{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;z-index:20;background:rgba(251,248,241,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:22px}.brand{font-family:Georgia,serif;font-size:1.3rem;font-weight:700;text-decoration:none;letter-spacing:.02em}.brand span{color:var(--gold)}
nav{display:flex;gap:20px;flex-wrap:wrap}nav a{text-decoration:none;font-size:.94rem}
.hero{padding:82px 0 60px;background:radial-gradient(circle at 80% 20%,#efe4c9 0,transparent 33%)}
.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.74rem;color:var(--gold);font-weight:800}
h1,h2,h3{font-family:Georgia,serif;line-height:1.12;color:#2c261d}h1{font-size:clamp(2.5rem,6vw,5rem);max-width:900px;margin:.25em 0}h2{font-size:clamp(1.7rem,3vw,2.5rem);margin-top:1.8em}h3{font-size:1.25rem}
.lead{font-size:1.2rem;color:var(--muted);max-width:760px}.btn{display:inline-block;background:var(--deep);color:#fff;padding:13px 18px;border-radius:999px;text-decoration:none;font-weight:700;margin:8px 8px 8px 0}.btn.alt{background:transparent;color:var(--deep);border:1px solid var(--deep)}
main article{width:min(780px,92%);margin:0 auto;padding:52px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px}.card h3{margin-top:0}.note{border-left:4px solid var(--gold);background:#f5edda;padding:18px 20px;margin:28px 0;border-radius:0 12px 12px 0}.money{background:#f0eadc;border:1px solid #dfcfaa;border-radius:18px;padding:24px;margin:34px 0}
.breadcrumbs{font-size:.85rem;color:var(--muted);padding-top:22px}.tag{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:5px 10px;font-size:.76rem;margin-right:6px}
footer{border-top:1px solid var(--line);padding:42px 0;margin-top:50px;color:var(--muted);font-size:.9rem}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.popup{position:fixed;inset:0;background:rgba(24,20,15,.58);display:none;align-items:center;justify-content:center;z-index:50;padding:20px}.popup.show{display:flex}.popupbox{position:relative;width:min(560px,100%);background:var(--card);border:1px solid var(--gold2);border-radius:24px;padding:34px;box-shadow:0 30px 80px rgba(0,0,0,.25)}.close{position:absolute;right:16px;top:12px;border:0;background:none;font-size:1.6rem;cursor:pointer}.popupbox h2{margin-top:.2em}.small{font-size:.82rem;color:var(--muted)}
@media(max-width:760px){nav{display:none}.grid,.footergrid{grid-template-columns:1fr}.hero{padding-top:55px}.popupbox{padding:28px 22px}h1{font-size:2.65rem}}